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A reverse mortgage (or lifetime mortgage) is a loan available to seniors, and is used to release the home equity in the property as one lump sum or multiple payments. The homeowner's obligation to repay the loan is deferred until the owner dies, the home is sold, or the owner leaves (e.g., into aged care). A reverse mortgage is analogous to an annuity where the principal and interest are paid with homeowner's equity. In a conventional mortgage the homeowner makes a monthly amortized payment to... full article at wikipedia
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Created by Metaweb Oct 22, 2006
Last edited by veewhy Oct 23, 2007
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